If you’ve found yourself wanting to have the conversation of money, value, overspending, credit, investing, careers and all those other money intricacies but are not sure where to start, this might be for you. If you are noticing the sweeping trends of overindulgence, marketing to younger audiences, a numbness to debt, and a lack of mindfulness with our money, than this is definitely for you. If you are mindful of the way in which you grew up using and holding money, and feel that because of your history you made a few money decisions that you wish you could go back and fix, then this product is most certainly for you and your family. We spent a lot of time listening and creating the conversations we wish our parents, peers, teachers and friends would have had when it comes to money, and it is certainly for those of you that feel that the way the world is changing with usage of technology and money requires a new type of conversation; one that has less to do with the optimization of your rate of return and more about how easy it is to grow up in overspending culture.

Developing Financial Intelligence, like any true and deep learning, is a process, not a product. Money Club is a part of that process - usually the kick start of it. As you take this course, the objective is not to give you ALL the information that is available, it’s to curate an experience and help you develop a relationship with money that’s healthy. As you explore our amazing community and education within, we would invite you to try it at no risk. If you’ve taken the time to invest in this process and aren’t having the kinds of progressive conversation or moments of self-understanding or the positive learning experiences, then you may certainly reach out to us for a full refund of your investment.

We've built Money Club to be broken into TED talk style videos, interactive mini-games, and real world step by step tools. Given we know the realities of running a family, each segment is broken down into bite size chunks, as small as 2-3 minutes and as long as 15. It's designed to help you play a video when you have the time, then start a discussion - in the car, at home over dinner, in an uber - wherever you are! The total run time is still being determined, but it's expected to be a go-as-you-please course that adds a lot of dynamic to your overall education and activity demands.

We hope so, but the reality is, it’s unlikely. We’ve seen a lot of ‘financial education’ come and go – but it’s all focused on the mechanics of money, rather than the behaviors and habits that we develop that ultimately doom us. More importantly, the question is when – when will they learn it? Will they come to the epiphany after hundreds of thousands of credit card debt? Or will they look to get more formally educated after they spiral into credit card debt that is sweeping through young adults and families? Or will they get this at home on your time and your dime? The most important thing to us is that they learn about this subject early, not only so they avoid mistakes, but so they make decisions that are in line with their values and long term goals. Our Money Club ecosystem is designed to be the most robust learning path and community so that they can develop their own pathway forward and ask the questions that come up in a supported network before they make the wrong choices. We all know someone that made a wrong turn. We don’t want your child to become one of those people.

We say “It’s about STAGE, not AGE.” We all know someone in their 40s that hasn’t figured it all out yet. Just like we know some teens may have had the right guidance and natural curiosity to learn about money. But for most of us, we are all starting at zero, and likely, your kid is too. What’s more possible is that your child has started to learn by observing behaviors and making those behaviors the example. So, now matter how old they are, it’s time to show them what money needs to be about. We’ve had students that were 14, 18, 24 and out of Grad School, 28 and fully employed and beyond. Since we’re talking about the space of Financial Intelligence, it doesn’t matter how old you are. It’s a self-awareness that we’re helping develop, and that’s good at any age!

We live in a new age of money, so we don't talk about a checkbook. It's likely your kid(s) will never use one. Today, bills are paid online, people are sending rent payments with Venmo and Paypal, transactions are tracked online, and you don't need anything, not even a card, to check out at stores. Before you know it, money will be completely digital for them. Even more dangerously, they'll be seeing ads at all turns, and encouraged to spend at each moment, and creating bad habits is really easy. So, our education has to mirror this coming change to help them make positive changes in the way they act. But, we certainly talk about spending, credit, college and loans, and lots more. We also talk about things like social media and the offline versus online self, spending for our identity, how to earn money, the real path to education, investing early, and how budgeting can totally set you free!

Our leadership has a variety of degrees, including Financial Economics. But that didn't provide the right tools for personal money management success either. So like all of us, we’ve had to learn it somewhere else and through mistakes. We’ve been providing financial intelligence education to 1,400+ students in over 30 of the area’s top organizations and private and public institutions, including colleges, high schools, middle schools and special needs schools. It has been awesome to see the success of it, and now this online course takes all we've done and makes it accessible outside of our area or those organizations. We’re not financial advisors, though we have worked with organizations that provide that service both to educate the advisors and to educate their clients. We’re not providing financial advice. This is educational only, and we stand by the intention to provide you the tools to seek out professional support for managing a financial portfolio after you’re more educated.

We do have some formal educators on our team, although we are all coaches more than teachers. While we respect the profession, we also see lots of restrictions and felt that we could best impact the world without the rigor that comes with the formal elements of the trade. We have learned a lot coaching sports, martial arts, STEM and other youth pursuits between the members of the team. We learned a lot about what's not in schools. We have over 30,000 student hours of teaching in person, so you can say we’re quite experienced in leading lessons, but we would prefer to call our lessons ‘coaching’ more than teaching because of how interactive it is, which you’ll see mirrored in our online course.

Money Club is packed with Educational Value! This program includes: ​ - 7.5 Hours of Financial Intelligence education! - Simple, quick and easy lesson formats of as short as 2.5 minutes! - Personalized assessment so you can figure out your own Money Attitude! - 6 total lessons for you and your family! - Proprietary Money Games to apply your learning in a fun way! - Brand New Money Club Before & After Game to test your learning in real life challenges! - Exercises and games to complete at home - alone or with the family - Access to our Money Club Community including Money Club Coaches! - Downloadable resources to use in and out of Money Club! - Interviews with guests including college students, professionals, entrepreneurs, millionaires and more! - Action Items so you can get active with what you’ve learned and start applying it to your day-to-day!